An HUF is a separate taxable entity from its members, and used correctly it's a legitimate way to split income and claim a second set of deductions within a family. Setting it up needs a proper deed, not just a bank account in the Karta's name.
We prepare the HUF deed naming the Karta and co-parceners, draft the supporting affidavit, and apply for a separate PAN in the HUF's name — the three things a bank or the income tax department will ask for before treating the HUF as real rather than a paper exercise.
Where relevant, we also register the HUF under MSME/Udyam if it will run a business, so the entity is fully usable from day one rather than needing a second round of paperwork.
Call the office or send your details — we'll tell you exactly what's needed.